Get the product you love, and spread the cost
At Everest, we believe that you shouldn't have to break the bank to enjoy our products. Everest Home Solutions offers transparent, affordable and flexible funding, and like all Everest products it is designed to meet the needs of our customers, when purchasing home improvements. Home Solutions gives our customers the ability to budget to their personal circumstances as they only ever need to find the minimum payment. But it also gives the opportunity to pay more if and when it is affordable.
NOTHING ELSE TO PAY UNTIL 1 MONTH AFTER INSTALLATION
NO HIDDEN CHARGES
HOW TO SPREAD THE COST AND MAKE OVER-PAYMENTS
The Home Solutions facility can be set up over a 120 or 60 month term, with a minimum monthly payment (MMP) which is paid by Direct Debit each month.
With the flexible nature of your Home Solutions account, you can control the term of your loan and the total interest you pay. You can do this by either increasing your monthly repayments, or making additional lump sum payments during the term. By making any additional payments, you will reduce the total amount of interest you pay overall and in turn reduce the term of the loan.
In the example below, if you were to increase your payments each month by £103.42 to £173.44, you would save £2,158.56 in interest over the term - reducing the total interest paid from £2,986.45 to £827.89.
Representative example: Order value £5,701.00 | Interest rate 9.9% APR Representative | 5% Deposit £285.05 | Loan Amount £5,415.95 | 120 monthly payments of £70.02 | Total amount payable £8,687.45
Your Home Solutions account will be financed by Barclays. This will provide you with protection under the Consumer Credit Act 1974. This protection is only available by using the Home Solutions Account and you will not be eligible for the extra protection with a cash order.
The Consumer Credit Act 1974 will provide you, the customer additional protection. The lender will also be responsible for the goods and services supplied, safeguarding all the guarantees that Everest offers.
Additionally, the Glass and Glazing Federation will also protect your deposit up to 50% of the order value or to the value of £12,500.
Everest Limited is a private limited company registered in England and Wales with company number 4566809 whose registered office is at
Everest House, Sopers Road, Cuffley, Potters Bar, Hertfordshire EN6 4SG. Everest Ltd is also authorised and regulated by the Financial Conduct Authority (FCA) to carry out credit broking activities in relation to regulated credit agreements, including canvassing off of trade premises (Financial Services Register number: 715196). You can confirm our registration on the FCA's website www.fca.org.uk or by contacting the FCA on 0800 111 6768.
OUR CREDIT BROKER SERVICES
Everest Limited is a credit broker, not a lender. We offer consumer credit provided by Barclays Partner Finance. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753).
We do not provide independent advice and cannot offer information or advice regarding other products or services offered by Barclays, or by any other provider. In the event that you decide to take up the offer of Consumer Credit, Everest may receive a commission from the lender.